Allstate. The cheapest car insurance companies in Illinois are Country Financial, Erie and Geico. The numbers above (100/300/100) represent up to $100,000 for the medical bills of those you injure with a $300,000 cap per accident and up to $100,000 to repair other drivers' cars and property that you damage. Clearcover is right behind them with an average monthly premium of $135/mo. On paper, basic car insurance seems more appealing thanks to the price tag, but you need to consider all you get with full coverage car insurance. Farmers. State Farm offers the cheapest full-coverage car insurance rates in Illinois, at an average of $110 a month. 2 Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. $1,830. Geico's average rates for minimum coverage in Illinois are the cheapest in our study, coming in at 36% less than the state average. First Chicago. Setup required. Illinois drivers typically have car insurance costs that are 10% cheaper than the average US driver, who pays $1,956 per year for full coverage. Get Cheap Insurance Quotes. In the state of Illinois, a car insurance policy that meets the state minimum coverage requirements costs an average of $582 per year, while a full coverage policy has an average cost of $1,134 per year. 1 Discounts may exceed 30% and vary state-to-state (NY capped at 30%). The average cost of car insurance in Illinois is $1,946 per year for full coverage, or about $162 per month on average. Ways to find cheap full coverage car insurance.The average premium for full coverage insurance is $1,425 per year and the average minimum coverage policy costs $419 per year.Bodily injury liability coverage and property damage liability coverage.The minimum amount of illinois auto insurance coverage is $25,000/$50,000/$20,000. Aurora, Illinois Auto Insurance. Illinois The average cost of basic liability car insurance in Illinois is $2,138 per year. Country Financial $867 $72 4. In Illinois, the average cost for minimum coverage is $43 per month, or $516 yearly a savings of $983 compared to full coverage. Illinois has car insurance rates close to the national average. The average car insurance rate in Illinois is $1,542 a year for a full coverage policy with coverage level of 100/300/100 for a driver age 30, according to a rate analysis by Insurance.com. Auto insurance premiums consider a number of details, including the insured party's marital status, driving history, credit rating, gender, and age. USAA $871 $73 5. United Auto Insurance is the car insurance company here to help you with your auto insurance needs. The average cost of car insurance in Illinois is $717 per year ($60 per month) for minimum liability, and $1,751 per year ($146 per month) for full coverage. If the damage exceeds $5,000, the insurance company declares the car a total loss and pays you $5,000 to help you . Full Bio . Illinois Vehicle Chatham Auto Insurance. NAIC data ranks Illinois as the 27th-most expensive state to . Insurance Disclosure. State Farm: $873 per year. Safeco: $865 per year. It includes collision and comprehensive auto insurance coverage apart from state minimum auto insurance coverage. The risk that an insurance company envisages in insuring you is what determines how cheap your Illinois full coverage auto insurance rates are. On average, the cheapest full coverage auto insurance policy in Illinois costs anywhere from $700-$1,200 annually. All prices above are based on full coverage car insurance, which includes comprehensive and collision coverage. Manager: . For the state minimum coverage, the average annual cost in Illinois is $559. Minimum coverage in Illinois is $512 per year on. GEICO: $150 per month For example, if your car is worth $5,000 at the time of the accident, you are covered up to $5,000. Full coverage insurance costs an average of $1,801 per year in Illinois, while a state minimum policy costs $592 per year. Illinois Vehicle serves thousands of customers like you. Allstate continues to have . Car insurance in Illinois is priced at $442 per year for minimum coverage and $1,485 per year for full coverage, considerably under the national average cost of car insurance. Not available in CA, MA, RI. American Alliance is the cheapest car insurance company for Illinois teens, with average rates at $134/mo for liability insurance. State Farm $948 $79 Show more Car insurance premiums depend on individual needs and circumstances, so your rate will be different from these examples. The state comes in 16% below the national average, which is $1,190 per year. Skip to content (833) 308-2003 . Drivers in Illinois pay an average of $995.55 annually or $83 monthly for car insurance coverage, according to the National Association of Insurance Commissioners (NAIC). Other affordable options include Miles Auto ($144/mo) and First Chicago ($169/mo). For an SR-22 quote, get a free quote now. Cheapest Car Insurance in Illinois Cheapest Full Coverage Car Insurance in Illinois Company Annually Monthly 1. Give us a call at 773-202-5000 or get a free quote today. USAA and American Family offer cheap full-coverage car insurance to drivers in Illinois, too, with average rates of $116 and $147 a month, respectively. Full Coverage; Coverages; Rental Reimbursement; Roadside Assistance; . Get free cheap Illinois car insurance quotes from trusted companies online in a matter of minutes. You can get a fast and free car insurance quote online or by calling a SafeAuto customer service representative at 1-800-SAFEAUTO (1-800-723-3288). The average difference between the cheapest and most expensive car insurance quotes in Illinois is $800, so drivers can save big just by comparing quotes. SafeAuto offers cheap car insurance throughout the entire Prairie state. We researched the cheapest insurers in Illinois . The average car insurance cost in Illinois depends on how much . Stop by and see how much you can save on a wide range of auto insurance products. That's $86 more than the national average $1,456. Fax Number: . Address: 104 E. 79th St. Chicago, IL 60619. Our customer service team is ready to assist you with your quote or answer any insurance questions you have. Geico offers the cheapest car insurance for a full coverage policy (100/300/100) in Illinois. Manager: Dorothy Holton. The best insurance companies in Illinois for drivers with a speeding ticket include: Pekin: $815 per year. The average cost of full coverage car insurance in Illinois is $1,383 per year, or about $115 per month, according to NerdWallet's analysis. Average . A discount may not be available in NC depending on individual facts and circumstances. For minimum coverage, the average annual cost of . The most expensive cars for insurance in Illinois among popular models are the Tesla Model 3 Standard Plus ($2,409 a year) and the Tesla Model S Performance/Plaid ($3,458 a year). Cheap auto insurance in Illinois for minimum coverage Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Comprehensive insurance covers repair or replacement costs if your car is damaged by falling objects, natural disasters, floods, fires, theft, vandalism, or animals. Prices for coverage are based on past driving history and other insurance factors. Cheapest state minimum coverage in Illinois We boast 43 stores in Chicagoland with more than 100 professionally trained and licensed agents, all happy to help you get the best policy. GEICO $789 $66 2. Full coverage pays an amount up to the actual cash value of your car to either repair it or replace it (if it is a total loss). $169. In comparison, the national average is $1,627 per year to buy basic liability car insurance and $2,297 per year to buy full-coverage car insurance. Phone: 773-602-7810. Erie: $892 per year. The average car insurance rate in Illinois is $1,120 annually 21.6% less than the national average. When calculating your vehicle insurance rate companies look at a number of indicators that help them calculate the risk they stand in insuring you. Mercury $860 $72 3. The minimum car insurance requirements in Illinois are $25,000 per person and $50,000 per accident in bodily injury liability coverage and uninsured motorist insurance, along with $20,000 per . State Farm has the best cheap full coverage policy that's widely available, with an average rate of $1,310 per year or $109 per month. Our research found that the overall average cost of insurance in Illinois is about $1150. Some high-risk drivers even have to pay significantly more for their auto insurance coverage by purchasing SR-22 insurance. Still, many drivers. The Chicago Tribune reports that one major insurer, State Farm, will raise rates about 4% after a big cut last year. Your auto insurance premiums are impacted by factors aside from the state in which you live. On average, car insurance in Illinois costs $1,347 per year, or $112 per month, for full coverage, according to our rate estimates. You may or may not pay a price in that ballpark because different factors like your car, age and . Below is a list of the major metropolitan areas in which we offer auto insurance. Currently insured? Written by Rachel . GEICO: $870 per year. Opting for full-coverage car insurance in Illinois will leave you with an average cost of $2,858 per year. The average cost of a full coverage car insurance policy is $2,058 per year or $171 per month. Cheap Basic Full Insurance Coverage in Illinois Here is the list of top insurance companies that provide the lowest average rates to drivers for our unique basic full insurance coverage in IL. Find Insurers It's free, simple and secure. Vehicle. That is a difference of $552 between the two different types of policies. $1,217.